Hey — what’s in your wallet? If it’s a few hungry moths, wad of lint, or fat lot of nothing, look no further than your very own smartphone to come to the rescue. (That’s assuming that fancy-phone didn’t put you in the poorhouse in the first place …) Here are a handful of apps that make managing your hard-earned money – a snap.
MANAGE YOUR DEBT
SaveUp: When was the last time you won a prize for saving money or paying down debt? With SaveUp, smart money moves earn you credits toward rewards. Play your points for a shot at winning a car, a vacation or even a $2 million jackpot. Not many financial services make doing the responsible thing with your money truly fun — this is one that actually does.
Weemba: Broaden your loan options by casting a wider net with Weemba, a service that puts your loan application in front of many lenders at once. You control how your personal details are shared; lenders only see general information they can use to determine if your request might be a good match.
PAY YOUR BILLS
Check: Here’s a nice, simple mobile app that offers real-time alerts about bills due, overdrafts, large or unusual purchases: Check, formerly known as Pageonce. Check is leading the charge to open up mobile bill paying too, so if you want to handle your bills on the fly, Check’s the app for you.
SHOP AND FIND DEALS
Google Wallet: Keeping track of store loyalty cards can be a pain in the neck.Google Wallet lets you store it all digitally on your smartphone. Use your loyalty cards and even pay at the checkout digitally if you have an NFC-enabled Android device. Google Wallet connects with your Gmail account (you need one to use it) to let you send money as an attachment, much like PayPal; debit and credit card transactions, however, are not free.
Hard-working apps that are no work at all? That’s what I call money management that pays.
Courtesy of USA Today